Quick answer: Microsoft 365 Family lets the subscription owner share it with up to five other people, six in total. Each person signs in with their own Microsoft account and gets the full Office apps plus 1 TB of OneDrive storage. Nobody can see anyone else's files or email. The owner invites people from account.microsoft.com, by email or by link.
Microsoft 365 Family is one of the best-value subscriptions to share, because it's designed for several people and each person keeps their own private account. Here's how it works.
What each person gets
- Word, Excel, PowerPoint, Outlook and OneNote on PC, Mac, tablet and phone.
- 1 TB of personal OneDrive storage (up to 6 TB across the plan).
- Sign-in on multiple devices at the same time.
- Microsoft's AI and security features included with the plan, where available.
Microsoft notes that some features and extended storage on higher plans may be available only to the subscription owner, so check the sharing details for your plan.
Who can you share with?
Microsoft says you can share most of your subscription benefits with up to five other people. People you share with join your Microsoft family group. You can have up to 20 people in a family group, but the subscription itself is shared with five.
A person can only be in one family group at a time. If they're already in another, they need to leave it first.
How to share Microsoft 365 Family
- Sign in at account.microsoft.com with the account that owns the subscription.
- Go to Services & subscriptions or the sharing page.
- Select Share and choose Email invite or Create link.
- The person accepts and signs in with their own Microsoft account (or creates one).
- They install the apps from microsoft365.com.
Microsoft's step-by-step sharing guide has screenshots.
How to stop sharing
From the same sharing page, select the person and choose Stop sharing. They keep their Microsoft account and files, but lose the premium apps and extra storage. If they have more than the free 5 GB stored, they'll need to reduce it or buy storage.
What stays private?
Everything personal. The owner can see who is on the plan but cannot open other members' OneDrive files, Outlook email or documents. That's what makes Microsoft 365 Family safer to share than a single login. See how to manage subscriptions without sharing personal info.
How much can you save?
Microsoft 365 Family usually costs only a little more than Personal, but covers six people. Shared between six, each person typically pays a fraction of a Personal plan. Read how to pay for Microsoft 365 in Nigeria and family vs individual plans.
Joining a Microsoft 365 plan on Cluumo
If you don't have five people to share with, you can join a seat listed by a verified host on Cluumo:
- Pick a Microsoft 365 group and check its rules.
- Pay your share in Naira by card or bank transfer.
- Accept the invite with your own Microsoft account.
- Confirm access. Your payment stays protected until your paid period is complete. See how we protect your money.
Have a Family plan with empty seats? Learn how to earn from empty seats.
Frequently asked questions
How many devices can each person use?
Each person can install the apps on multiple devices and be signed in on up to five at once.
Can I buy two Family plans to share with 11 people?
No. Stacking a second Family plan on the same account just extends the renewal date. Each Family plan is shared with five people.
What happens if the owner's subscription lapses?
Everyone loses premium features until it's renewed. Files remain, but anything over the free storage limit becomes read-only after a grace period.
The bottom line
Microsoft 365 Family is built for sharing: six people, six private accounts, 1 TB each. Invite people with their own accounts and never share your login. Browse productivity tools on Cluumo.
